FHA Loans

An FHA Loan may be a great solution for you if:

  • You’re a first-time or repeat homebuyer; or
  • You have a lower credit score; or
  • You want a low down payment; or
  • You want to refinance a high-cost mortgage.

FHA Loan benefits and features:

  • Low down payment: Minimum is 3.5% of the purchase price. Mortgage insurance is required.
  • Lower credit scores: Minimum is 580. Scores below 580 may still qualify, but the minimum down payment would be at least 10%. Restrictions apply.
  • 100% gift funds are acceptable for down payment and closing costs.
  • Fixed-rate and adjustable-rate mortgages (ARM) available.
  • Flexible qualification guidelines.
  • Other requirements and conditions apply.

Call Us at 360.524.2587 for more information!

NMLS WA/OR: 118399
Academy Mortgage: OR2421/WA3113
Equal Housing Lender | Corp NMLS #3113